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Matchup preview

Louisiana vs Charlotte

Louisiana visit Charlotte in Week 4. The model favors Louisiana by 23.9. Win probability, the tale of the tape, and the all-time series, all from real data.

Win probability
93%
7%

Model win probability from SP+ ratings + home-field edge.

The read
Model analysis · September 23 · refreshed weekly

SP+ frames this as a mismatch: Louisiana rates -7.2 (99th) against Charlotte at -24.1 (135th), a gap that yields a projected 14.5-point Louisiana margin and an 81% model win probability. Every Louisiana unit outranks its counterpart, with the offense at #79 and defense at #110 facing a Charlotte offense at #127 and defense at #136. The season simulations reinforce the tiering, projecting 7.5 wins for Louisiana against 2.1 for Charlotte across 10,000 runs.

The market is directionally aligned but more cautious. The consensus line of Charlotte +10 with a 48.5 total implies a 73% Louisiana win probability, four points shy of the model's number, effectively shaving roughly 4.5 points off the projected margin. The ProphetX exchange sits between the two, pricing Louisiana at -350 (78%) and Charlotte at +335 (23%), closer to SP+ than to the consensus books.

Results add nuance. Louisiana has beaten Lamar 38-7 and UAB 21-14 while losing 30-49 at USC, a defeat against a stronger opponent. Charlotte is 0-3, dropping a 41-43 decision to The Citadel, losing 9-41 at Ole Miss, and falling 21-26 at App State. The narrow App State loss is the lone data point suggesting the +10 cushion has support.

The model, the market and the exchange all favor Louisiana, but each prices Charlotte's upset a few points higher than SP+ does.

Matchup odds
Consensus line · 2 books
Spread
UL -9.3
Total (O/U)
49.5
Favorite
UL
Moneyline win probability (implied from the spread)

Real consensus line across 2 sportsbooks. Spread and total are the current market number; the win probabilities are implied from the spread.

Matchup odds price history
The market to win this game · daily prices, colored by the favorite
Louisiana99%+15 ptsvsCharlotte1%-15 pts
0%25%50%75%100%Louisiana favoredCharlotte favoredSep 15Sep 19Sep 22Sep 24Sep 26Sep 27

Real daily prices from the market to win this game, shown as Louisiana's win price; Charlotte's is 100 minus it (the same market's other side). Above the 50% line Louisiana is favored, below it Charlotte is, and each candle takes the favored team's color. Kalshi shows open-high-low-close candles (filled body closed up, hollow closed down). As of Oct 16.

Tale of the tape
Percentile vs FBS · 2025 stats, 2026 SP+
#83SP+SP+: Bill Connelly's tempo- and opponent-adjusted efficiency rating, expressed in points above average.#138
#103FPIFPI: ESPN's Football Power Index, an overall measure of team strength.#134
1334EloElo: a rating that rises or falls after each game based on the result and the quality of the opponent.1023
-Title oddsDe-vigged consensus probability to win the national title, averaged across the prediction markets we track.-
LouisianaCharlottesolid = better, faded = trailing
What these metrics mean
SP+. SP+: Bill Connelly's tempo- and opponent-adjusted efficiency rating, expressed in points above average.
FPI. FPI: ESPN's Football Power Index, an overall measure of team strength.
Elo. Elo: a rating that rises or falls after each game based on the result and the quality of the opponent.
Title odds. De-vigged consensus probability to win the national title, averaged across the prediction markets we track.
Off PPA. PPA (Predicted Points Added): the average point value each play adds. Higher is better for offense, lower for defense.
Success. Success rate: the share of plays that stay on schedule (roughly 50% of needed yards on 1st down, 70% on 2nd, 100% on 3rd/4th). Higher is better.
Explosive. Explosiveness: the average value of a team's successful plays, i.e. how big its good plays are when they hit.
Yards/game. Total yards gained per game.
Success allowed. How often the defense allows an on-schedule play (enough yards for the down). Lower is better.
Havoc. Havoc rate: the share of plays where the defense makes a tackle for loss, forced fumble, interception, or pass breakup.
Yards allowed. Total yards allowed per game. Lower is better.
Efficiency profile
Percentile vs FBS · 2025
More Week 4 matchups
Model previews for the rest of the slate
FAQ

Frequently asked questions

How do I trade the Louisiana vs Charlotte game?

Kalshi lists winner markets for college football games. Sign up with code FADE (trade $25, get up to $500), open the Louisiana vs Charlotte market when it posts, and buy YES on your side; the price in cents equals the market's implied win probability. You can sell before kickoff or settlement at the current price.

When do Louisiana and Charlotte play?

Week 4 of 2026, on Sep 26, 2026 at Charlotte.

Who is favored?

The model projects Louisiana by 23.9 (93% win probability), from SP+ ratings.

Full schedule → · Both teams' playoff odds, from 10,000 simulations →

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