Redshirt
Analysis

Underpriced Playoff Contenders: The Fair-Value Read

Make-the-playoff markets rarely price a discount, but Miami trades at 8c against 8.3% fair value. Here is where playoff contenders sit below the model's fair value.

By The Model Desk · 2026-09-03
Analysis
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Key takeaways
  • Miami is the only major playoff contender whose best price (8c on Kalshi) sits below the model's title fair value of 8.3%.
  • Oklahoma trades at 2c on Polymarket against 2.1% fair value, the only other contender priced at or under fair.
  • Ohio State and Notre Dame carry the widest premium among favorites: 13c best price versus 11% fair value.
  • Oregon is the tightest favorite, priced 12c on Kalshi against 11.2% fair value, a 0.8 point premium.
  • Title equity serves as a proxy for deep playoff runs, and the model reads the contender board as fairly priced with two exceptions.

The playoff contender board almost never offers a discount, and it barely does now. Reading title equity as a proxy for reaching the field, Miami is the single major contender whose best price sits below the model's fair value: 8c on Kalshi against a fair value of 8.3%. Oklahoma is the only other name at or under fair, at 2c on Polymarket versus 2.1%. Everything else on the board trades at a premium.

What makes a playoff contender 'underpriced'?

A contract's price, expressed in cents, reads directly as an implied probability: 8c is roughly an 8% chance. Underpricing means that implied probability sits below the model's fair value. When the best price a venue offers is lower than fair, the entry carries no vig premium, and in Miami's case a slight discount.

Dedicated make-the-playoff markets stay thin and widely spread, so the title board is the cleaner instrument for ranking contenders. A team the model rates to win the national title is, by construction, rated to reach the 12-team field. The gap between best price and fair value is the screen: the smaller it is, the closer the market prices the model, and a negative gap flags value.

Which contenders trade below the model's fair value?

Two, and only two. Miami's 8c against 8.3% is the standout, a rare case where the deepest contender pool clears under fair. Oklahoma's 2c against 2.1% is the same story lower down the board, where a single cent of movement swings the read.

The value tier is where the premiums compress. LSU sits at 5c against 4.5% fair, Alabama at 4c against 3%, and Texas A&M at 2c against 1.9%. None of those is a discount, but the spreads are narrow enough that venue selection, not the headline number, decides the entry.

Best price, value tier
Miami8c
LSU5c
Alabama4c
Oklahoma2c
Texas A&M2c

Where do the favorites carry the biggest premium?

At the top, the board tilts against the buyer. Ohio State and Notre Dame both price at 13c on Kalshi against 11% fair value, a two-point premium and the widest gap among the leaders. Texas shows a similar spread at 11c on Polymarket versus 9.2% fair.

Oregon is the exception near the top. Its 12c best price on Kalshi against 11.2% fair value is a premium of only 0.8 of a point, the tightest of any favorite. Indiana is close behind at 10c versus 9.1%, while Georgia's 10c against 8.3% leaves the largest premium in the upper-middle tier.

Fair value, playoff contenders
Oregon11.2%
Ohio State11%
Notre Dame11%
Texas9.2%
Indiana9.1%
Georgia8.3%
Miami8.3%

How to trade the contender board by venue

Venue splits the entry. Miami's best price lives on Kalshi at 8c, as do the top-tier favorites Oregon, Ohio State, Notre Dame and Indiana. The value tier flips to Polymarket: Texas, Georgia, LSU, Alabama, Oklahoma and Texas A&M all show their cheapest contracts there.

For traders spreading across both books, the standing promos are Kalshi's FADE (trade $25, get up to $500) and Polymarket's TGSWC (deposit $20, get a $50 trading bonus). The screen still comes first: match the team to the venue holding its best price before the promo enters the math.

The read

The contender board is priced tight, and the model does not fade the field wholesale. Miami is the lone major name available at a discount to fair, with Oklahoma the only other contract at or under the line. Among favorites, Oregon offers the smallest premium, while Ohio State, Notre Dame and Texas ask the most over fair.

Prices and the model both carry error, and title equity is a proxy rather than a direct make-the-playoff quote. This is analysis of where market price and model fair value diverge, not financial advice. The edges here are measured in fractions of a cent, so the entry, not the conviction, is what the numbers reward.

TeamsMiamiOklahomaOregonIndianaLSUGeorgia
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Frequently asked questions

Which playoff contender is most underpriced right now?

Miami. Its best price of 8c on Kalshi sits just under the model's title fair value of 8.3%, making it the only major contender available at a discount to fair.

What does 'underpriced' mean in a prediction market?

A contract is underpriced when its best available price, read as an implied probability, sits below the model's fair value. Paying 8c for an outcome the model rates at 8.3% is a small discount rather than a premium.

Where is Miami cheapest to trade?

Kalshi holds the best Miami price at 8c. That is the tightest entry relative to fair value anywhere on the contender board.

Are the playoff favorites underpriced?

No. Oregon, Ohio State, Notre Dame, Texas, Indiana and Georgia all carry a premium, meaning best price sits above the model's fair value. Oregon's premium is the smallest of the group.

How does title fair value relate to making the playoff?

Title equity is a proxy: a team the model rates highly to win it all necessarily rates highly to reach the field. Dedicated make-the-playoff contracts are thinner, so the title board reads the contender tiers more cleanly.

About the author
The Model Desk

The Redshirt Analytics modeling team prices every college football futures contract and tracks the gaps between fair value and live market prices on Kalshi, Polymarket and ProphetX.