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CFB Futures Prices to Probability: A How-To Read

A guide to reading CFB futures prices as probabilities: convert cents to percent, strip out the market margin, and compare best price to fair value.

By Redshirt Editorial · 2026-09-24
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Key takeaways
  • A CFB title contract quoted at 12c implies roughly a 12 percent chance, since each contract pays $1 on a win and nothing otherwise.
  • Texas carries the highest national title fair value at 12.6 percent, with a best price of 13c on Kalshi.
  • Raw cent prices sit slightly above fair value across the favorites because each quote carries a market margin that de-vigging removes.
  • Florida is the exception on the board: its best price of 2c on Kalshi sits below its 3.5 percent fair value.
  • Kalshi holds the cheapest prices on the favorites (Texas, Ohio State, Notre Dame, Miami), while Polymarket leads much of the mid and tail.

A college football futures price in cents is an implied probability in disguise: a national title contract quoted at 12c implies roughly a 12 percent chance the team wins it all, because each contract pays $1 on a win and nothing otherwise. Reading the board comes down to treating cents as percentage points, then adjusting for the margin baked into every quote.

What does a 12c title price actually mean?

A binary title contract settles at 100c if the team wins the championship and 0c if it does not. The price a trader pays now is the market's expected payout, which is the same thing as the implied probability of a win. So a contract at 12c is the market saying: about a 12 percent chance.

The current board reads as a clean ladder. Texas prices highest, with a best price of 13c on Kalshi. Ohio State and Notre Dame both sit at 12c on Kalshi, Miami at 11c on Kalshi, and Georgia at 11c on Polymarket. Move down the tail and the cents fall with the probability: LSU at 5c, Oregon at 4c, Alabama at 3c on Polymarket.

Why raw cents overstate the odds

Add up every team's price across a title board and the total runs past 100 percent. That excess is the overround, the margin embedded in each quote. The de-vigged fair value strips it out and leaves a cleaner probability estimate.

The gap is visible on the favorites. Texas best price of 13c sits just above its 12.6 percent fair value. Ohio State prices 12c against an 11.7 percent fair value, and Georgia 11c against 10.4 percent. The distance between the cent price and the fair value is the toll a buyer pays over the model's read of true odds.

The takeaway: use the cent price for a fast estimate, but lean on fair value when the margin matters.

National title fair value
Texas12.6%
Ohio State11.7%
Notre Dame11%
Miami10.7%
Georgia10.4%
Indiana8%

When the cent price sits below fair value

The margin usually pushes prices above fair value, but not always. Florida is the exception on this board: its best price of 2c on Kalshi sits below its 3.5 percent fair value. Here the cent reading understates the model's estimate rather than overstating it, the mirror image of the favorites.

That inversion is exactly why fair value is worth computing. A trader working only off raw cents would read Florida as a 2 percent shot, while the de-vigged consensus puts it closer to 3.5 percent. The comparison of best price against fair value is the whole exercise: when price sits at or below fair value, the implied probability is at or under the model's read.

Best price by team
Texas13c
Ohio State12c
Notre Dame12c
Miami11c
Indiana8c
LSU5c
Oregon4c
Florida2c

Reading the board across venues

Prices differ by venue, so the same contract can carry two probabilities at once. On this board Kalshi holds the cheapest prices on the favorites: Texas at 13c, Ohio State and Notre Dame at 12c, Miami at 11c. Polymarket leads much of the mid and tail, including Georgia at 11c, Indiana at 8c, LSU at 5c, Oregon at 4c, Alabama at 3c and USC at 2c.

Because a contract's implied probability is only as good as its price, the cheapest venue defines the sharpest read on any given team. Comparing quotes across Kalshi and Polymarket, then measuring each against fair value, turns a wall of cents into a ranked probability picture. Traders new to the exchanges can note the standing promos, such as Kalshi FADE or Polymarket TGSWC, while learning to read a board.

Prices and the model can both be wrong, and none of this is financial advice. The method is simply this: cents are probability, fair value removes the margin, and the gap between them is what a reader is actually measuring.

TeamsTexasOhio StNotre DameMiamiGeorgiaFlorida
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Frequently asked questions

What does a 12c college football futures price mean?

It means the market implies roughly a 12 percent chance the team wins the title. A binary title contract settles at $1 (100c) on a win and 0 otherwise, so the current cent price is the implied probability.

How do you convert CFB futures prices to probability?

Read the price in cents as percentage points: 13c is about 13 percent, 5c is about 5 percent. For a cleaner estimate, use the de-vigged fair value, which removes the market's built-in margin.

Why don't the title prices add up to 100 percent?

Because each quote carries a margin, so summing every team's price across the board exceeds 100 percent. That excess is the overround, and stripping it out produces the consensus fair value.

Can a futures price sit below the true probability?

Yes. Florida's best price of 2c on Kalshi sits below its 3.5 percent fair value, the rare case where the cent reading understates rather than overstates the model's estimate.

Which venue has the cheapest CFB title prices?

On this board Kalshi holds the best prices on the favorites, including Texas at 13c and Ohio State at 12c, while Polymarket leads much of the mid and tail such as Georgia, Indiana, LSU and Oregon.

About the author
Redshirt Editorial

Redshirt Analytics editors cover college football prediction markets: how contracts price the season, where the value sits, and how the platforms compare.