Charlotte vs Temple
Charlotte visit Temple in Week 7. The model favors Temple by 20.1. Win probability, the tale of the tape, and the all-time series, all from real data.
SP+ separates these teams by 22.1 rating points, Temple at -6.5 (99th) against Charlotte at -28.6 (138th), and projects Temple by 24.5 with a 93% win probability. The market sits a notch softer: Temple -21 on a 46.8 total, implying 90%. The ProphetX exchange splits the difference, posting Temple -1300 (93%) and Charlotte +1200 (8%). The model therefore leans a shade more bullish on Temple than the consensus line, with the exchange tracking the model rather than the books.
The unit ranks explain the margin. Temple's offense (87) and defense (111) both outrank Charlotte's 136 offense and 137 defense, so there is no side of the ball where Charlotte projects an edge. Series history reinforces it: Temple is 3-0 all-time and took the 2025 meeting 49-14.
Form matches the ratings. Charlotte enters 0-6, having allowed 59 to Memphis, 50 at North Texas and 41 to Ole Miss, with a season projection of 1.1 wins. Temple is 2-4 with wins over Rhode Island (38-14) and at South Florida (17-13), and four single-score losses, including 49-48 at Toledo, projecting to 5.1 wins. Neither carries Playoff or title odds above 0%.
Model and market line up on a comfortable Temple hold, with SP+ pricing the gap slightly wider than the books.
Real consensus line across 2 sportsbooks. Spread and total are the current market number; the win probabilities are implied from the spread.
Real daily prices from the market to win this game, shown as Charlotte's win price; Temple's is 100 minus it (the same market's other side). Above the 50% line Charlotte is favored, below it Temple is, and each segment takes the favored team's color. Polymarket publishes a daily close, drawn as a line. As of Nov 7.
What these metrics mean
Frequently asked questions
How do I trade the Charlotte vs Temple game?
Kalshi lists winner markets for college football games. Sign up with code FADE (trade $25, get up to $500), open the Charlotte vs Temple market when it posts, and buy YES on your side; the price in cents equals the market's implied win probability. You can sell before kickoff or settlement at the current price.
When do Charlotte and Temple play?
Week 7 of 2026, on Oct 17, 2026 at Temple.
Who is favored?
The model projects Temple by 20.1 (89% win probability), from SP+ ratings.
What is the all-time series?
Temple lead 3-0 over the meetings in our records.
Full schedule → · Both teams' playoff odds, from 10,000 simulations →